The finance center at Richmond Lincoln is the go-to location for drivers who want to create a tailored and accommodating financial plan for their next model. Our financing center works to provide esteemed care for everyone in Richmond, Mechanicsville, and Ashland by offering a combination of online tools, advice from our team of consultants, and much more.

To get a better feel for the many services offered at our financial center as well as the financing benefits you'll receive from Richmond Lincoln, continue reading. We'll be going over each of the services we offer in detail and if you have any remaining questions, simply reach out to our accommodating staff!

Helping You Craft the Ideal Payment Plan

One of the major priorities of our dealership is to help you develop a payment plan that fits into your budget and also caters to your many unique preferences. Whether you happen to be buying or leasing-a decision that we can help you make-you'll find that your payment structure is tailored to fit your situation.

To begin building the right plan, an expert will sit down and speak with you to get a better feel for your position before making recommendations. During this time, you can ask any questions you like regarding leasing, buying, short-term vs. long-term payment plans, specials, and much more.

Credit & Loans

Another aspect of the car-shopping process that our financial center can assist in is the acquisition of a favorable loan.

Thanks to longstanding relationships with nearby banks and lenders, we can help you secure a loan that is right for your needs. Credit often comes into the equation when attempting to secure a loan and regardless of your credit background, we'll stay by your side and work to land you the best deal possible.

Also, if you're hoping to boost your credit score but don't know how to go about doing so, our experts can work with you to build a plan that raises your credit and helps you receive the most favorable interest rates possible.

Online Tools & Assistance

For the do-it-yourselfers out there, our Lincoln financial center has a number of different online tools that will allow you to begin researching the financial process at any time.

One of the most prominent tools we offer, for instance, would be the value your trade calculator. With this, you can determine the approximate worth of your current vehicle and the value you might be expected to receive if you tried trading in the car.

We have the payment or credit estimator, too. By using this tool, you'll be able to see what the expected monthly rates would be for your favorite model.

Finally, there's the online pre-approval form, a tool that gives our team a better understanding of your background, so they can begin to develop an appropriate plan. Get the ball rolling and apply for financing online now!

Visit Our Lincoln Finance Center Today!

For drivers around Richmond, Mechanicsville, and Ashland eager to begin the financial process, simply get in touch with the team at our financial center by phone or contact us online and we'll be happy to help you develop a plan for your favorite Lincoln model!

Start Your Application

Contact Information

Purchase Timeframe

Your privacy is important to us.

Richmond Lincoln takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Richmond Lincoln

4600 West Broad Street
Directions Richmond, VA 23230

  • Sales: (804) 474-0531
  • Service: (804) 474-0572
  • Parts: (804) 254-9290


  • Monday 9am-8pm
  • Tuesday 9am-8pm
  • Wednesday 9am-8pm
  • Thursday 9am-8pm
  • Friday 9am-8pm
  • Saturday 9am-6pm
  • Sunday Closed
See All Department Hours

Dealership Hours

  • Monday 9am-8pm
  • Tuesday 9am-8pm
  • Wednesday 9am-8pm
  • Thursday 9am-8pm
  • Friday 9am-8pm
  • Saturday 9am-6pm
  • Sunday Closed

Parts Dept. Hours

  • Monday 7:00AM - 6:00PM
  • Tuesday 7:00AM - 6:00PM
  • Wednesday 7:00AM - 6:00PM
  • Thursday 7:00AM - 6:00PM
  • Friday 7:00AM - 6:00PM
  • Saturday 7:30AM - 5:00PM
  • Sunday Closed

Service Dept. Hours

  • Monday 7am-6pm
  • Tuesday 7am-6pm
  • Wednesday 7am-6pm
  • Thursday 7am-6pm
  • Friday 7am-6pm
  • Saturday 7:30am-5pm
  • Sunday Closed